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Buying a home is, indeed, a bold move. That’s why it must involve some preliminary steps. These preliminary steps are the preventive measures that help to detect whether buying a particular home or property is your informed decision.

One such preliminary step is to do a complete title search. The title search is a process that involves detailed scrutiny of a particular home or property that you want to buy or invest in. It has been seen that many investors or buyers overlook this practice considering it a formality.

However, the truth is the importance of a Title Search is an absolute.

3 Primary Reasons Why is a Title Search Important?

As mentioned earlier, a title search is one of the most crucial preliminary steps that critically examine the public records of the property to unearth any possible defect or issues regarding the property’s ownership history.

Here are the three main reasons that make a title search important before buying a property.

1. Verify Property Ownership

Verification of property ownership is important, and the title search does it perfectly. It means that it critically scrutinizes all public records and the ownership history of a particular property.

It will help uncover ownership disputes, liens, or legal claims against the property you want to buy. Moreover, the title search ensures you buy an undisputed property.

2. Uncover Property Restrictions

Another important factor contributing to the title search’s importance is its ability to identify property restrictions. It may or may include but is not limited to covenants, easements, or zoning decrees.

For instance, it often happens that two homes have one driveway. Both homeowners use the same driveway to access their homes or the main boulevard. However, you need to confirm whether there are any zoning decrees or easements on such properties. Knowing such details before buying a property will save you from future headaches.

3. Confirm the Property’s Legal Description

Another considerable objective of the title search is validating the property’s legal description. It means that the legal description of the property must be similar to the one written in the sale contract.

In addition, it also ensures that you buy the right property by matching the property identifier number (PIN). For instance, a small typo in the property description may get you in big trouble. Since a slight change in the PIN will make you the owner of nothing or an entirely different property. Therefore, confirming the property’s legal description and PIN is essential, and the title search will do it.

Final Thoughts

To conclude, a title search is one of the most crucial preliminary steps to secure your investment. The process thoroughly examines the public records of the property and briefs you about the potential risks, issues, or disputes.

It would be fair to say that a title search guarantees that you are buying an undisputed property. And we assure you that you must have an idea that purchasing a disputed property is no less than an incurable eyesore.

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